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Income and Mortgage Protection

Income and mortgage protection insurance provides for you and your family, when you can’t

Nobody is bullet-proof. We all get sick and injured, and sometimes it affects our ability to work – and those who depend on our income.


Who’d pay the mortgage, your everyday bills and other expenses such as school fees, if you were unable to work?

At times like these, you need a helping hand financially – and you can’t always rely on ACC. 

How does income and mortgage protection work?

This type of cover pays a regular benefit if you can’t work in your own occupation due to illness or injury. It begins after a stand-down period of your choosing, and is paid for a period of time that you decide.

Get covered with confidence

Imsure has advisers all over New Zealand working with leading insurance providers to get the best deal for you.  

And we’re always here to help with your insurance needs, should your circumstances change or you need to make a claim.

There are three cover options to suit your needs: 

  • disability income protection – monthly payments, plus additional benefits to support rehabilitation and a return to work
  • mortgage and income protection – helps cover your mortgage or rent, and other expenses
  • essential disability income protection – a lower-cost option for those working in occupations that prevent them from purchasing regular protection 

Optional benefits include specialist and diagnostic testing, and accidental injury cover.

Get a quote today

Find out how little it can cost to protect your income and mortgage. Get in touch with us today, and one of our advisers will put together a personalised, no-obligation quote.

Make an enquiry