Running your own farm can be tremendously rewarding, but it’s also physically demanding, and comes with many responsibilities.
Should illness or injury leave you or your partner unable to work, could your farm or share-milking business carry on without you? It’s not a risk worth taking.
When it comes to farming, continuity is everything. So you need a plan in place to protect you from the unexpected.
Rural Protection Insurance provides a monthly payment to secure the future of your farm or share-milking business, should you become disabled due to an accident or illness, and be unable to work more than 10 hours a week.
It’s based on a simple ‘agreed value’, without ACC payments affecting your benefit.
Because every farm is different, you choose the amount of cover you need: up to 35 per cent of your turnover, to a maximum of $10,000 per month.
The application process is simple, and only minimal proof of financial income is required.
There are also a range of optional add-ons, including adding ACC offsets, partial disability income cover, a peak season benefit, and business income support; plus Specialist and Diagnostic Testing Benefit with Best Doctors.
Imsure has advisers all over the country working with leading insurance providers to get the best deal for you and your business.
And we’re always there to help with your insurance needs should your circumstances change or you need to make a claim.
Find out how affordable rural protection insurance can be. Get in touch with us today and one of our advisers will put together a personalised, no-obligation quote.
